Use case · Workers' comp
Leakage is rarely one big error — it's many small handling gaps that close out unseen. Hypermodel surfaces them across every claim and ties them to net incurred.
5–10%
of claims spend leaks out in a typical workers' comp book. Workers' comp claims-leakage range.
Where leakage hides
Missed or late verification driving incorrect indemnity.
Overpayments and duplicates across the book.
Files with no activity in 90 days that accrue cost.
Key facts buried across notes, records, and attachments.
Recovery windows that close before anyone acts.
Reserves that no longer match exposure or IBNR trajectory.
The bottom line
Tie leakage to net incurred.
Every leakage flag rolls up to the numbers a claims leader reviews — net incurred, reserve adequacy and IBNR trajectory, loss ratios by class code.
Reducing leakage reduces net incurred, and it shows up in the combined ratio.
See it live
We'll walk through a live workers' comp file — intake to closure — using your actual service standards. See what Hypermodel handles and where your examiners stay in control.