Workers' Compensation
Compress workers' comp cycle time.
Reduce leakage.
Statutory clocks, contact duties, fee schedules, reserve discipline — Hypermodel audits your book against the standards a WC desk answers for, automates what the findings prove, and measures the change. On the claims system you already run.
01The WC desk
Three pressures, one desk.
Sample-blind QA
Quarterly review touches 3–5 files per adjuster — under 5% of the book. The other 95% is where the misses live.
Statutory clocks that don't wait
FROI/SROI filings, first-payment deadlines, and jurisdiction rules run on their own calendar — late is late, and it compounds.
You can't hire your way out
Experienced examiners are retiring faster than they're replaced. Consistency has to come from the process, not headcount.
THE DAILY SWEEP — FROI clocks, fee-schedule checks, contact duties surfaced as findings · illustrative interface, synthetic data.
02WC-native standards
The dimensions a WC desk answers for.
Not generic "claim quality" — the specific obligations of a workers' comp file, encoded from your playbook and the jurisdiction's.
FROI / SROI clocks
First and subsequent reports filed on time, every jurisdiction's calendar respected.
Three-point contact
Worker, employer, provider — made and documented inside the standard, with retries tracked.
Fee-schedule accuracy
Payments checked against the state fee schedule — paid-above-schedule flagged with the citation.
Reserve adequacy
Reserves that match the file — stale reserves and surgical-candidacy mismatches surfaced early.
Return to work
RTW milestones, IME timing, and modified-duty follow-ups kept moving.
No file left idle
Claims with no activity in 90 days surfaced before they become the diary nobody reopens.
03The console
Same console — workers'-comp native.
04Benchmarks
Your book, against the industry.
Cycle time by line, against public benchmark data most carriers never operationalize — NAIC filings, state fee schedules, treatment guidelines — crossed with your own book.
05Getting started
Ready to lower your claims cost?
Start with a free audit of your WC book. A closed-claims export is enough — pick the slice: a region, a team, a quarter. The findings report is yours either way.